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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC3 years Filed as: CREATIVE PLANNING Service code 27 · EIN 45-5091060 | Advisory (Plan) | $25,133 |
Filed as: TPP RETIREMENT PLAN SPECIALISTS, LL Service code 14 · EIN 20-1301962 | Plan Administrator | $23,488 |
UHY LLP2 years Service code 10 · EIN 20-0694403 | Accounting | $13,325 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,822 | $62,177-45.6% | $81,370-58.4% | $74,478-54.6% |
| Participation rate | 66.2% | 64.1%+2.1pp | 69.5%-3.4pp | 67.2%-1.1pp |
| Annual return | 13.53% | 16.62%-3.1pp | 24.85%-11.3pp | 1370.56%-1357.0pp |
| Employer contribution / active EE | $1,730 | $1,881-8.0% | $2,464-29.8% | $2,626-34.1% |
| Participant deferral / active EE | $3,099 | $3,219-3.7% | $3,885-20.2% | $4,350-28.8% |
| Admin fee / account holder | $498 | $1,927-74.2% | $5,749-91.3% | $1,946-74.4% |