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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,155 | $87,132+4.6% | $105,624-13.7% | $80,959+12.6% |
| Participation rate | 57.7% | 70.4%-12.7pp | 75.3%-17.6pp | 67.7%-10.0pp |
| Annual return | 9.67% | 17.03%-7.4pp | 116.20%-106.5pp | 35.67%-26.0pp |
| Employer contribution / active EE | $1,142 | $2,397-52.4% | $3,168-64.0% | $2,757-58.6% |
| Participant deferral / active EE | $3,114 | $3,985-21.9% | $5,013-37.9% | $4,300-27.6% |
| Admin fee / account holder | $31 | $8,449-99.6% | $10,961-99.7% | $6,925-99.6% |