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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,204 | $183,516-80.3% | $155,534-76.7% | $145,884-75.2% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 5.56% | 61.43%-55.9pp | 64.92%-59.4pp | 551.85%-546.3pp |
| Employer contribution / active EE | $1,856 | $5,315-65.1% | $4,675-60.3% | $4,662-60.2% |
| Participant deferral / active EE | $3,893 | $6,467-39.8% | $5,630-30.9% | $6,690-41.8% |
| Admin fee / account holder | $1,893 | $19,293-90.2% | $15,900-88.1% | $13,392-85.9% |