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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,056 | $185,312+58.7% | $161,489+82.1% | $154,746+90.0% |
| Participation rate | 94.4% | 82.5%+12.0pp | 78.7%+15.7pp | 80.7%+13.7pp |
| Annual return | 14.30% | 103.84%-89.5pp | 89.72%-75.4pp | 172.34%-158.0pp |
| Employer contribution / active EE | $9,646 | $4,769+102.3% | $4,268+126.0% | $4,379+120.3% |
| Participant deferral / active EE | $7,958 | $6,350+25.3% | $5,630+41.4% | $6,730+18.2% |
| Admin fee / account holder | $60,197 | $18,654+222.7% | $16,006+276.1% | $14,365+319.0% |