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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,985 | $183,516+68.9% | $155,534+99.3% | $145,884+112.5% |
| Participation rate | 88.2% | 82.7%+5.5pp | 78.2%+10.0pp | 80.3%+7.9pp |
| Annual return | 11.40% | 61.43%-50.0pp | 64.92%-53.5pp | 551.85%-540.5pp |
| Employer contribution / active EE | $7,896 | $5,315+48.6% | $4,675+68.9% | $4,662+69.4% |
| Participant deferral / active EE | $7,889 | $6,467+22.0% | $5,630+40.1% | $6,690+17.9% |
| Admin fee / account holder | $2,719 | $19,293-85.9% | $15,900-82.9% | $13,392-79.7% |