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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,442 | $99,875-23.5% | $146,866-48.0% | $86,983-12.1% |
| Participation rate | 89.4% | 75.8%+13.6pp | 82.5%+6.9pp | 69.5%+19.8pp |
| Annual return | 15.97% | 28.10%-12.1pp | 102.85%-86.9pp | 25.83%-9.9pp |
| Employer contribution / active EE | $2,737 | $3,224-15.1% | $4,425-38.1% | $2,584+5.9% |
| Participant deferral / active EE | $8,765 | $6,322+38.6% | $7,759+13.0% | $4,194+109.0% |
| Admin fee / account holder | $4,709 | $7,838-39.9% | $13,620-65.4% | $7,856-40.1% |