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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,285 | $101,795+335.5% | $165,100+168.5% | $80,959+447.5% |
| Participation rate | 98.8% | 71.8%+27.0pp | 78.6%+20.2pp | 67.7%+31.1pp |
| Annual return | 16.91% | 16.73%+0.2pp | 70.21%-53.3pp | 35.67%-18.8pp |
| Employer contribution / active EE | $16,020 | $2,954+442.4% | $4,348+268.4% | $2,757+481.0% |
| Participant deferral / active EE | $11,989 | $4,476+167.9% | $6,035+98.7% | $4,300+178.8% |
| Admin fee / account holder | $15,785 | $8,221+92.0% | $12,696+24.3% | $6,925+127.9% |