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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,704 | $81,487+62.9% | $102,412+29.6% | $80,935+64.0% |
| Participation rate | 97.3% | 66.8%+30.5pp | 74.5%+22.8pp | 67.7%+29.6pp |
| Annual return | 10.18% | 25.60%-15.4pp | 24.94%-14.8pp | 35.66%-25.5pp |
| Employer contribution / active EE | $6,300 | $3,103+103.0% | $3,870+62.8% | $2,757+128.5% |
| Participant deferral / active EE | $6,111 | $3,871+57.9% | $5,060+20.8% | $4,299+42.1% |
| Admin fee / account holder | $10,514 | $6,717+56.5% | $8,388+25.4% | $6,924+51.8% |