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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,704 | $81,446+62.9% | $103,374+28.4% | $80,874+64.1% |
| Participation rate | 97.3% | 66.9%+30.4pp | 74.5%+22.8pp | 67.6%+29.7pp |
| Annual return | 10.18% | 25.57%-15.4pp | 24.89%-14.7pp | 35.62%-25.4pp |
| Employer contribution / active EE | $6,300 | $3,107+102.8% | $3,869+62.8% | $2,756+128.6% |
| Participant deferral / active EE | $6,111 | $3,870+57.9% | $5,058+20.8% | $4,297+42.2% |
| Admin fee / account holder | $10,514 | $6,715+56.6% | $8,394+25.3% | $6,935+51.6% |