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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,695 | $112,729+76.3% | $98,716+101.3% | $137,256+44.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 14.63% | 38.48%-23.9pp | 31.81%-17.2pp | 220.34%-205.7pp |
| Employer contribution / active EE | $2,212 | $2,725-18.8% | $2,279-2.9% | $4,156-46.8% |
| Participant deferral / active EE | $6,545 | $4,640+41.1% | $4,048+61.7% | $6,407+2.2% |
| Admin fee / account holder | $1,391 | $10,129-86.3% | $8,703-84.0% | $12,270-88.7% |