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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,949 | $211,239-9.1% | $178,528+7.5% | $145,877+31.6% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 15.01% | 30.22%-15.2pp | 27.11%-12.1pp | 551.28%-536.3pp |
| Employer contribution / active EE | $4,148 | $4,570-9.2% | $3,950+5.0% | $4,663-11.0% |
| Participant deferral / active EE | $6,011 | $6,963-13.7% | $6,278-4.3% | $6,691-10.2% |
| Admin fee / account holder | $2,747 | $12,095-77.3% | $10,419-73.6% | $13,402-79.5% |