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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,949 | $210,698-8.9% | $178,014+7.8% | $145,959+31.5% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 15.01% | 386.27%-371.3pp | 294.80%-279.8pp | 561.95%-546.9pp |
| Employer contribution / active EE | $4,148 | $4,567-9.2% | $3,950+5.0% | $4,661-11.0% |
| Participant deferral / active EE | $6,011 | $6,958-13.6% | $6,276-4.2% | $6,689-10.1% |
| Admin fee / account holder | $2,747 | $12,016-77.1% | $10,362-73.5% | $13,398-79.5% |