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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,949 | $211,224-9.1% | $178,505+7.5% | $145,897+31.6% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 15.01% | 30.28%-15.3pp | 27.16%-12.1pp | 552.29%-537.3pp |
| Employer contribution / active EE | $4,148 | $4,577-9.4% | $3,955+4.9% | $4,663-11.0% |
| Participant deferral / active EE | $6,011 | $6,966-13.7% | $6,280-4.3% | $6,689-10.1% |
| Admin fee / account holder | $2,747 | $12,109-77.3% | $10,428-73.7% | $13,390-79.5% |