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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,815 | $178,174+49.2% | $156,181+70.2% | $137,256+93.7% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.8%+11.2pp | 80.0%+10.0pp |
| Annual return | 6.66% | 84.19%-77.5pp | 64.87%-58.2pp | 220.34%-213.7pp |
| Employer contribution / active EE | $19,144 | $4,972+285.1% | $4,294+345.9% | $4,156+360.6% |
| Participant deferral / active EE | $6,214 | $6,888-9.8% | $6,132+1.3% | $6,407-3.0% |
| Admin fee / account holder | $67,811 | $17,404+289.6% | $14,586+364.9% | $12,270+452.6% |