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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,101 | $80,812+103.1% | $160,784+2.1% | $82,448+99.0% |
| Participation rate | 92.3% | 66.2%+26.1pp | 77.0%+15.4pp | 68.1%+24.2pp |
| Annual return | 13.16% | 100.59%-87.4pp | 1803.92%-1790.8pp | 41.64%-28.5pp |
| Employer contribution / active EE | $4,524 | $2,174+108.1% | $3,733+21.2% | $2,551+77.4% |
| Participant deferral / active EE | $5,476 | $4,335+26.3% | $6,293-13.0% | $4,139+32.3% |
| Admin fee / account holder | $6,322 | $7,695-17.8% | $9,717-34.9% | $7,234-12.6% |