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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,396 | $58,234+29.5% | $81,783-7.8% | $80,874-6.8% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.4%+27.6pp | 67.6%+32.4pp |
| Annual return | 12.12% | 41.70%-29.6pp | 775.05%-762.9pp | 35.62%-23.5pp |
| Employer contribution / active EE | $5,265 | $2,341+124.9% | $2,913+80.8% | $2,756+91.1% |
| Participant deferral / active EE | $1,628 | $3,283-50.4% | $4,320-62.3% | $4,297-62.1% |
| Admin fee / account holder | $6,651 | $4,982+33.5% | $7,380-9.9% | $6,935-4.1% |