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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,396 | $58,311+29.3% | $81,882-7.9% | $80,959-6.9% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 12.12% | 41.85%-29.7pp | 779.47%-767.4pp | 35.67%-23.6pp |
| Employer contribution / active EE | $5,265 | $2,347+124.4% | $2,916+80.6% | $2,757+91.0% |
| Participant deferral / active EE | $1,628 | $3,287-50.5% | $4,323-62.4% | $4,300-62.2% |
| Admin fee / account holder | $6,651 | $4,752+40.0% | $7,360-9.6% | $6,925-4.0% |