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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,396 | $58,258+29.4% | $81,820-7.9% | $80,925-6.8% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 12.12% | 41.76%-29.6pp | 777.93%-765.8pp | 35.65%-23.5pp |
| Employer contribution / active EE | $5,265 | $2,345+124.5% | $2,915+80.6% | $2,756+91.0% |
| Participant deferral / active EE | $1,628 | $3,284-50.4% | $4,323-62.3% | $4,299-62.1% |
| Admin fee / account holder | $6,651 | $4,976+33.7% | $7,391-10.0% | $6,940-4.2% |