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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,936 | $115,225+104.8% | $100,712+134.3% | $138,895+69.9% |
| Participation rate | 92.3% | 74.3%+18.0pp | 69.3%+23.0pp | 79.9%+12.4pp |
| Annual return | 5.36% | 40.35%-35.0pp | 33.27%-27.9pp | 145.39%-140.0pp |
| Employer contribution / active EE | $13,156 | $2,771+374.7% | $2,313+468.8% | $4,194+213.7% |
| Participant deferral / active EE | $7,576 | $4,699+61.2% | $4,085+85.5% | $6,396+18.4% |
| Admin fee / account holder | $3,133 | $10,844-71.1% | $9,256-66.2% | $12,562-75.1% |