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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,685 | $111,830+100.9% | $93,696+139.8% | $145,884+54.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 5.62% | 204.08%-198.5pp | 133.74%-128.1pp | 551.85%-546.2pp |
| Employer contribution / active EE | $5,348 | $3,093+72.9% | $2,422+120.8% | $4,662+14.7% |
| Participant deferral / active EE | $11,263 | $4,920+128.9% | $4,417+155.0% | $6,690+68.4% |
| Admin fee / account holder | $1,615 | $10,249-84.2% | $8,287-80.5% | $13,392-87.9% |