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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,733 | $87,106-88.8% | $105,607-90.8% | $80,935-88.0% |
| Participation rate | 74.1% | 70.4%+3.6pp | 75.3%-1.2pp | 67.7%+6.4pp |
| Annual return | 12.13% | 17.01%-4.9pp | 116.11%-104.0pp | 35.66%-23.5pp |
| Employer contribution / active EE | $1,425 | $2,396-40.5% | $3,167-55.0% | $2,757-48.3% |
| Participant deferral / active EE | $1,451 | $3,986-63.6% | $5,011-71.0% | $4,299-66.2% |
| Admin fee / account holder | $1,687 | $8,447-80.0% | $10,958-84.6% | $6,924-75.6% |