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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,099 | $154,228+141.3% | $145,433+155.9% | $137,256+171.1% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 16.26% | 74.59%-58.3pp | 66.58%-50.3pp | 220.34%-204.1pp |
| Employer contribution / active EE | $2,489 | $4,804-48.2% | $4,554-45.4% | $4,156-40.1% |
| Participant deferral / active EE | $6,024 | $8,216-26.7% | $7,897-23.7% | $6,407-6.0% |
| Admin fee / account holder | $1,317 | $14,344-90.8% | $13,129-90.0% | $12,270-89.3% |