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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,099 | $162,136+129.5% | $152,301+144.3% | $154,746+140.5% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 16.26% | 91.02%-74.8pp | 80.50%-64.2pp | 172.34%-156.1pp |
| Employer contribution / active EE | $2,489 | $4,890-49.1% | $4,624-46.2% | $4,379-43.2% |
| Participant deferral / active EE | $6,024 | $8,341-27.8% | $8,004-24.7% | $6,730-10.5% |
| Admin fee / account holder | $1,317 | $15,759-91.6% | $14,398-90.8% | $14,365-90.8% |