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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,760 | $167,030+30.4% | $135,768+60.4% | $155,188+40.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 10.29% | 678.39%-668.1pp | 526.10%-515.8pp | 148.84%-138.5pp |
| Employer contribution / active EE | $13,801 | $4,132+234.0% | $3,394+306.6% | $4,248+224.9% |
| Participant deferral / active EE | $23,215 | $4,528+412.7% | $3,977+483.7% | $6,531+255.5% |
| Admin fee / account holder | $707,937 | $8,172+8563.2% | $7,048+9944.0% | $14,480+4789.1% |