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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,760 | $154,754+40.7% | $124,206+75.3% | $138,895+56.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 10.29% | 709.28%-699.0pp | 515.27%-505.0pp | 145.39%-135.1pp |
| Employer contribution / active EE | $13,801 | $4,446+210.4% | $3,540+289.8% | $4,194+229.0% |
| Participant deferral / active EE | $23,215 | $4,621+402.4% | $3,968+485.1% | $6,396+262.9% |
| Admin fee / account holder | $707,937 | $6,690+10482.5% | $5,929+11841.2% | $12,562+5535.5% |