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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,988 | $201,370-11.6% | $184,256-3.4% | $145,897+22.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.14% | 29.05%-14.9pp | 28.85%-14.7pp | 552.29%-538.1pp |
| Employer contribution / active EE | $22,926 | $7,024+226.4% | $6,427+256.7% | $4,663+391.7% |
| Participant deferral / active EE | $14,762 | $9,808+50.5% | $9,133+61.6% | $6,689+120.7% |
| Admin fee / account holder | $4,071 | $16,364-75.1% | $13,899-70.7% | $13,390-69.6% |