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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,220 | $111,535+163.8% | $105,223+179.6% | $137,256+114.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.27% | 237.85%-222.6pp | 180.65%-165.4pp | 220.34%-205.1pp |
| Employer contribution / active EE | $3,850 | $3,939-2.3% | $3,689+4.4% | $4,156-7.4% |
| Participant deferral / active EE | $7,463 | $5,500+35.7% | $5,072+47.1% | $6,407+16.5% |
| Admin fee / account holder | $54,846 | $9,721+464.2% | $8,859+519.1% | $12,270+347.0% |