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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,606 | $110,379+286.5% | $102,412+316.6% | $145,884+192.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.84% | 24.84%-8.0pp | 24.94%-8.1pp | 551.85%-535.0pp |
| Employer contribution / active EE | $11,085 | $4,216+162.9% | $3,870+186.4% | $4,662+137.8% |
| Participant deferral / active EE | $2,842 | $5,622-49.4% | $5,060-43.8% | $6,690-57.5% |
| Admin fee / account holder | $855 | $9,745-91.2% | $8,388-89.8% | $13,392-93.6% |