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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,523 | $101,795-54.3% | $165,100-71.8% | $80,959-42.5% |
| Participation rate | 86.8% | 71.8%+15.0pp | 78.6%+8.2pp | 67.7%+19.1pp |
| Annual return | 12.65% | 16.73%-4.1pp | 70.21%-57.6pp | 35.67%-23.0pp |
| Employer contribution / active EE | $1,038 | $2,954-64.9% | $4,348-76.1% | $2,757-62.4% |
| Participant deferral / active EE | $4,537 | $4,476+1.4% | $6,035-24.8% | $4,300+5.5% |
| Admin fee / account holder | $5,673 | $8,221-31.0% | $12,696-55.3% | $6,925-18.1% |