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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,227 | $102,429+22.3% | $147,096-14.9% | $80,925+54.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.43% | 135.02%-120.6pp | 419.75%-405.3pp | 35.65%-21.2pp |
| Employer contribution / active EE | $2,998 | $3,716-19.3% | $4,936-39.3% | $2,756+8.8% |
| Participant deferral / active EE | $8,123 | $6,649+22.2% | $8,071+0.6% | $4,299+89.0% |
| Admin fee / account holder | $15,285 | $7,957+92.1% | $13,005+17.5% | $6,940+120.2% |