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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,805 | $94,436-52.6% | $115,599-61.2% | $82,637-45.8% |
| Participation rate | 50.0% | 70.4%-20.4pp | 74.3%-24.3pp | 68.1%-18.1pp |
| Annual return | 4.19% | 18.37%-14.2pp | 111.10%-106.9pp | 53.51%-49.3pp |
| Employer contribution / active EE | $1,660 | $2,324-28.6% | $2,955-43.8% | $2,552-35.0% |
| Participant deferral / active EE | $2,961 | $3,955-25.1% | $4,889-39.5% | $4,126-28.2% |
| Admin fee / account holder | $197 | $10,328-98.1% | $12,841-98.5% | $7,339-97.3% |