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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,805 | $101,950-56.1% | $125,529-64.3% | $86,983-48.5% |
| Participation rate | 50.0% | 70.2%-20.2pp | 74.7%-24.7pp | 69.5%-19.5pp |
| Annual return | 4.19% | 18.29%-14.1pp | 202.56%-198.4pp | 25.83%-21.6pp |
| Employer contribution / active EE | $1,660 | $2,358-29.6% | $3,058-45.7% | $2,584-35.8% |
| Participant deferral / active EE | $2,961 | $3,862-23.3% | $4,813-38.5% | $4,194-29.4% |
| Admin fee / account holder | $197 | $12,791-98.5% | $16,298-98.8% | $7,856-97.5% |