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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,637 | $114,712+168.2% | $173,730+77.1% | $87,485+251.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 11.63% | 20.18%-8.6pp | 19.96%-8.3pp | 26.06%-14.4pp |
| Employer contribution / active EE | $968 | $2,904-66.7% | $4,577-78.8% | $2,596-62.7% |
| Participant deferral / active EE | $7,057 | $4,642+52.0% | $6,326+11.5% | $4,274+65.1% |
| Admin fee / account holder | $123,938 | $10,210+1113.9% | $17,523+607.3% | $7,775+1494.1% |