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| Provider | Service type | Compensation |
|---|---|---|
ENTERPRISE BANK & TRUST3 years Service code 27 · EIN 43-1472619 | Advisory (Plan) | $54,580 |
Service code 37 · EIN 04-2647786 | Loan Processing | $18,181 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,955 | $77,788+5.4% | $119,126-31.2% | $64,728+26.6% |
| Participation rate | 65.2% | 69.4%-4.2pp | 75.8%-10.5pp | 57.9%+7.3pp |
| Annual return | 12.53% | 13.19%-0.7pp | 282.11%-269.6pp | 49.38%-36.9pp |
| Employer contribution / active EE | $1,686 | $4,031-58.2% | $4,034-58.2% | $2,243-24.8% |
| Participant deferral / active EE | $5,548 | $2,599+113.5% | $5,318+4.3% | $2,729+103.3% |
| Admin fee / account holder | $236 | $1,365-82.7% | $10,693-97.8% | $1,145-79.4% |