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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,851 | $134,817+60.8% | $123,973+74.9% | $155,188+39.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 15.73% | 515.49%-499.8pp | 388.13%-372.4pp | 148.84%-133.1pp |
| Employer contribution / active EE | $9,573 | $4,425+116.3% | $4,126+132.0% | $4,248+125.4% |
| Participant deferral / active EE | $8,188 | $5,706+43.5% | $5,247+56.0% | $6,531+25.4% |
| Admin fee / account holder | $17,955 | $13,245+35.6% | $11,799+52.2% | $14,480+24.0% |