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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,570 | $109,967+270.6% | $97,197+319.3% | $145,877+179.4% |
| Participation rate | 81.8% | 76.0%+5.9pp | 72.7%+9.1pp | 80.3%+1.5pp |
| Annual return | 16.53% | 244.27%-227.7pp | 75.47%-58.9pp | 551.28%-534.8pp |
| Employer contribution / active EE | $1,590 | $3,077-48.3% | $2,723-41.6% | $4,663-65.9% |
| Participant deferral / active EE | $2,455 | $4,676-47.5% | $4,263-42.4% | $6,691-63.3% |
| Admin fee / account holder | $3,299 | $6,199-46.8% | $5,637-41.5% | $13,402-75.4% |