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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,570 | $109,904+270.8% | $97,167+319.5% | $145,959+179.2% |
| Participation rate | 81.8% | 75.9%+5.9pp | 72.7%+9.1pp | 80.3%+1.5pp |
| Annual return | 16.53% | 243.43%-226.9pp | 75.27%-58.7pp | 561.95%-545.4pp |
| Employer contribution / active EE | $1,590 | $3,084-48.5% | $2,729-41.7% | $4,661-65.9% |
| Participant deferral / active EE | $2,455 | $4,676-47.5% | $4,264-42.4% | $6,689-63.3% |
| Admin fee / account holder | $3,299 | $6,216-46.9% | $5,650-41.6% | $13,398-75.4% |