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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,578 | $136,860-30.9% | $120,344-21.4% | $154,746-38.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 3.72% | 21.38%-17.7pp | 20.30%-16.6pp | 172.34%-168.6pp |
| Employer contribution / active EE | $1,624 | $3,533-54.0% | $3,020-46.2% | $4,379-62.9% |
| Participant deferral / active EE | $5,113 | $5,793-11.7% | $5,135-0.4% | $6,730-24.0% |
| Admin fee / account holder | $1,383 | $15,393-91.0% | $12,742-89.1% | $14,365-90.4% |