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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,610 | $138,385+27.6% | $184,243-4.1% | $80,925+118.2% |
| Participation rate | 90.5% | 83.9%+6.6pp | 86.8%+3.6pp | 67.7%+22.8pp |
| Annual return | 9.23% | 20.02%-10.8pp | 28.82%-19.6pp | 35.65%-26.4pp |
| Employer contribution / active EE | $2,311 | $4,851-52.4% | $6,427-64.0% | $2,756-16.2% |
| Participant deferral / active EE | $6,531 | $7,075-7.7% | $9,132-28.5% | $4,299+51.9% |
| Admin fee / account holder | $14,794 | $10,489+41.0% | $13,914+6.3% | $6,940+113.2% |