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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,045 | $142,354-37.4% | $125,529-29.1% | $155,188-42.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | -0.72% | 306.06%-306.8pp | 202.56%-203.3pp | 148.84%-149.6pp |
| Employer contribution / active EE | $2,017 | $3,501-42.4% | $3,058-34.0% | $4,248-52.5% |
| Participant deferral / active EE | $3,604 | $5,491-34.4% | $4,813-25.1% | $6,531-44.8% |
| Admin fee / account holder | $41,443 | $19,392+113.7% | $16,298+154.3% | $14,480+186.2% |