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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,045 | $132,099-32.6% | $115,599-23.0% | $138,895-35.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | -0.72% | 176.76%-177.5pp | 111.10%-111.8pp | 145.39%-146.1pp |
| Employer contribution / active EE | $2,017 | $3,416-41.0% | $2,955-31.8% | $4,194-51.9% |
| Participant deferral / active EE | $3,604 | $5,617-35.8% | $4,889-26.3% | $6,396-43.7% |
| Admin fee / account holder | $41,443 | $15,650+164.8% | $12,841+222.7% | $12,562+229.9% |