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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,045 | $132,634-32.9% | $115,768-23.1% | $137,256-35.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | -0.72% | 160.70%-161.4pp | 100.46%-101.2pp | 220.34%-221.1pp |
| Employer contribution / active EE | $2,017 | $3,360-40.0% | $2,940-31.4% | $4,156-51.5% |
| Participant deferral / active EE | $3,604 | $5,619-35.9% | $4,917-26.7% | $6,407-43.8% |
| Admin fee / account holder | $41,443 | $15,028+175.8% | $12,439+233.2% | $12,270+237.8% |