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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,955 | $183,539+128.3% | $155,556+169.3% | $145,897+187.2% |
| Participation rate | 94.7% | 82.7%+12.0pp | 78.2%+16.5pp | 80.3%+14.4pp |
| Annual return | 17.40% | 61.31%-43.9pp | 64.84%-47.4pp | 552.29%-534.9pp |
| Employer contribution / active EE | $15,504 | $5,315+191.7% | $4,675+231.6% | $4,663+232.5% |
| Participant deferral / active EE | $11,153 | $6,467+72.5% | $5,631+98.1% | $6,689+66.7% |
| Admin fee / account holder | $6,668 | $19,275-65.4% | $15,885-58.0% | $13,390-50.2% |