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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,527 | $172,111+151.3% | $150,298+187.8% | $137,256+215.1% |
| Participation rate | 95.8% | 81.7%+14.1pp | 77.8%+18.1pp | 80.0%+15.9pp |
| Annual return | 13.08% | 69.37%-56.3pp | 62.79%-49.7pp | 220.34%-207.3pp |
| Employer contribution / active EE | $12,496 | $4,636+169.5% | $4,154+200.8% | $4,156+200.7% |
| Participant deferral / active EE | $7,857 | $6,166+27.4% | $5,453+44.1% | $6,407+22.6% |
| Admin fee / account holder | $9,137 | $16,471-44.5% | $14,116-35.3% | $12,270-25.5% |