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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,527 | $185,312+133.4% | $161,489+167.8% | $154,746+179.5% |
| Participation rate | 95.8% | 82.5%+13.4pp | 78.7%+17.1pp | 80.7%+15.1pp |
| Annual return | 13.08% | 103.84%-90.8pp | 89.72%-76.6pp | 172.34%-159.3pp |
| Employer contribution / active EE | $12,496 | $4,769+162.0% | $4,268+192.8% | $4,379+185.4% |
| Participant deferral / active EE | $7,857 | $6,350+23.7% | $5,630+39.6% | $6,730+16.7% |
| Admin fee / account holder | $9,137 | $18,654-51.0% | $16,006-42.9% | $14,365-36.4% |