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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $7,862 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,179 | $73,459-58.9% | $178,449-83.1% | $74,400-59.4% |
| Participation rate | 92.4% | 66.6%+25.8pp | 77.1%+15.3pp | 67.2%+25.2pp |
| Annual return | 15.39% | 17.50%-2.1pp | 27.09%-11.7pp | 1367.51%-1352.1pp |
| Employer contribution / active EE | $916 | $2,219-58.7% | $3,951-76.8% | $2,624-65.1% |
| Participant deferral / active EE | $2,787 | $4,515-38.3% | $6,277-55.6% | $4,348-35.9% |
| Admin fee / account holder | $40 | $1,812-97.8% | $10,362-99.6% | $1,944-97.9% |