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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,143 | $56,116-10.6% | $135,768-63.1% | $86,983-42.4% |
| Participation rate | 93.9% | 60.1%+33.8pp | 71.1%+22.9pp | 69.5%+24.4pp |
| Annual return | 13.78% | 125.33%-111.5pp | 526.10%-512.3pp | 25.83%-12.0pp |
| Employer contribution / active EE | $775 | $1,528-49.3% | $3,394-77.2% | $2,584-70.0% |
| Participant deferral / active EE | $3,266 | $2,690+21.4% | $3,977-17.9% | $4,194-22.1% |
| Admin fee / account holder | $2,443 | $4,314-43.4% | $7,048-65.3% | $7,856-68.9% |