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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,164 | $71,215+6.9% | $93,696-18.7% | $80,935-5.9% |
| Participation rate | 55.6% | 60.4%-4.8pp | 68.7%-13.2pp | 67.7%-12.1pp |
| Annual return | 13.72% | 11.27%+2.4pp | 133.74%-120.0pp | 35.66%-21.9pp |
| Employer contribution / active EE | $350 | $1,565-77.6% | $2,422-85.5% | $2,757-87.3% |
| Participant deferral / active EE | $2,235 | $4,037-44.6% | $4,417-49.4% | $4,299-48.0% |
| Admin fee / account holder | $30 | $6,958-99.6% | $8,287-99.6% | $6,924-99.6% |