Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,963 | $81,476-52.2% | $102,383-61.9% | $80,925-51.9% |
| Participation rate | 63.4% | 66.8%-3.4pp | 74.5%-11.1pp | 67.7%-4.2pp |
| Annual return | 6.05% | 25.59%-19.5pp | 24.94%-18.9pp | 35.65%-29.6pp |
| Employer contribution / active EE | $1,117 | $3,105-64.0% | $3,870-71.1% | $2,756-59.5% |
| Participant deferral / active EE | $2,424 | $3,871-37.4% | $5,060-52.1% | $4,299-43.6% |
| Admin fee / account holder | $21,337 | $6,717+217.6% | $8,391+154.3% | $6,940+207.4% |