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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,053 | $114,712+15.1% | $173,730-24.0% | $87,485+50.9% |
| Participation rate | 94.3% | 73.0%+21.3pp | 79.6%+14.7pp | 68.9%+25.4pp |
| Annual return | 8.81% | 20.18%-11.4pp | 19.96%-11.1pp | 26.06%-17.3pp |
| Employer contribution / active EE | $13,939 | $2,904+380.0% | $4,577+204.5% | $2,596+436.9% |
| Participant deferral / active EE | $2,862 | $4,642-38.3% | $6,326-54.8% | $4,274-33.0% |
| Admin fee / account holder | $10,760 | $10,210+5.4% | $17,523-38.6% | $7,775+38.4% |