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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,053 | $123,478+6.9% | $216,567-39.0% | $94,015+40.5% |
| Participation rate | 94.3% | 75.1%+19.2pp | 81.6%+12.6pp | 70.8%+23.5pp |
| Annual return | 8.81% | 23.61%-14.8pp | 12.94%-4.1pp | 17.84%-9.0pp |
| Employer contribution / active EE | $13,939 | $3,136+344.5% | $5,216+167.2% | $2,790+399.6% |
| Participant deferral / active EE | $2,862 | $4,556-37.2% | $6,191-53.8% | $4,249-32.7% |
| Admin fee / account holder | $10,760 | $12,753-15.6% | $21,981-51.0% | $8,951+20.2% |