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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,467 | $58,275+396.7% | $81,844+253.7% | $80,935+257.7% |
| Participation rate | 91.4% | 63.5%+28.0pp | 72.4%+19.0pp | 67.7%+23.8pp |
| Annual return | 9.58% | 41.82%-32.2pp | 778.87%-769.3pp | 35.66%-26.1pp |
| Employer contribution / active EE | $8,451 | $2,346+260.3% | $2,916+189.8% | $2,757+206.6% |
| Participant deferral / active EE | $9,220 | $3,285+180.7% | $4,323+113.3% | $4,299+114.5% |
| Admin fee / account holder | $7,244 | $4,749+52.6% | $7,355-1.5% | $6,924+4.6% |