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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,467 | $58,258+396.9% | $81,820+253.8% | $80,925+257.7% |
| Participation rate | 91.4% | 63.5%+28.0pp | 72.4%+19.0pp | 67.7%+23.8pp |
| Annual return | 9.58% | 41.76%-32.2pp | 777.93%-768.4pp | 35.65%-26.1pp |
| Employer contribution / active EE | $8,451 | $2,345+260.3% | $2,915+189.9% | $2,756+206.6% |
| Participant deferral / active EE | $9,220 | $3,284+180.8% | $4,323+113.3% | $4,299+114.5% |
| Admin fee / account holder | $7,244 | $4,976+45.6% | $7,391-2.0% | $6,940+4.4% |