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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,252 | $90,397+164.7% | $76,002+214.8% | $145,959+63.9% |
| Participation rate | 65.2% | 74.5%-9.3pp | 69.1%-3.9pp | 80.3%-15.1pp |
| Annual return | 10.48% | 621.97%-611.5pp | 360.07%-349.6pp | 561.95%-551.5pp |
| Employer contribution / active EE | $4,338 | $3,317+30.8% | $2,688+61.4% | $4,661-6.9% |
| Participant deferral / active EE | $4,120 | $5,163-20.2% | $4,257-3.2% | $6,689-38.4% |
| Admin fee / account holder | $128,109 | $8,369+1430.7% | $6,414+1897.4% | $13,398+856.2% |