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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,252 | $90,614+164.0% | $76,089+214.4% | $145,877+64.0% |
| Participation rate | 65.2% | 74.5%-9.3pp | 69.1%-3.9pp | 80.3%-15.1pp |
| Annual return | 10.48% | 623.80%-613.3pp | 360.94%-350.5pp | 551.28%-540.8pp |
| Employer contribution / active EE | $4,338 | $3,324+30.5% | $2,690+61.2% | $4,663-7.0% |
| Participant deferral / active EE | $4,120 | $5,168-20.3% | $4,259-3.3% | $6,691-38.4% |
| Admin fee / account holder | $128,109 | $8,376+1429.4% | $6,418+1896.1% | $13,402+855.9% |