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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,252 | $90,530+164.3% | $76,030+214.7% | $145,897+64.0% |
| Participation rate | 65.2% | 74.4%-9.2pp | 69.1%-3.8pp | 80.3%-15.1pp |
| Annual return | 10.48% | 625.08%-614.6pp | 361.54%-351.1pp | 552.29%-541.8pp |
| Employer contribution / active EE | $4,338 | $3,319+30.7% | $2,688+61.4% | $4,663-7.0% |
| Participant deferral / active EE | $4,120 | $5,164-20.2% | $4,257-3.2% | $6,689-38.4% |
| Admin fee / account holder | $128,109 | $8,383+1428.1% | $6,421+1895.3% | $13,390+856.7% |