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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,496 | $154,228+99.4% | $145,433+111.4% | $137,256+124.0% |
| Participation rate | 94.4% | 83.8%+10.7pp | 82.1%+12.3pp | 80.0%+14.5pp |
| Annual return | 13.87% | 74.59%-60.7pp | 66.58%-52.7pp | 220.34%-206.5pp |
| Employer contribution / active EE | $4,323 | $4,804-10.0% | $4,554-5.1% | $4,156+4.0% |
| Participant deferral / active EE | $13,674 | $8,216+66.4% | $7,897+73.1% | $6,407+113.4% |
| Admin fee / account holder | $22,073 | $14,344+53.9% | $13,129+68.1% | $12,270+79.9% |