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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,829 | $72,071+311.9% | $68,368+334.2% | $137,256+116.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 8.33% | 353.14%-344.8pp | 292.57%-284.2pp | 220.34%-212.0pp |
| Employer contribution / active EE | $4,316 | $2,788+54.8% | $2,649+62.9% | $4,156+3.8% |
| Participant deferral / active EE | $7,487 | $4,410+69.8% | $4,123+81.6% | $6,407+16.9% |
| Admin fee / account holder | $7,336 | $5,336+37.5% | $5,150+42.5% | $12,270-40.2% |