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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,312 | $94,031+165.1% | $115,768+115.4% | $82,448+202.4% |
| Participation rate | 68.0% | 70.4%-2.4pp | 74.4%-6.4pp | 68.1%-0.1pp |
| Annual return | 14.45% | 20.61%-6.2pp | 100.46%-86.0pp | 41.64%-27.2pp |
| Employer contribution / active EE | $1,889 | $2,323-18.7% | $2,940-35.8% | $2,551-26.0% |
| Participant deferral / active EE | $4,891 | $3,972+23.1% | $4,917-0.5% | $4,139+18.2% |
| Admin fee / account holder | $22,672 | $10,249+121.2% | $12,439+82.3% | $7,234+213.4% |