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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,312 | $97,648+155.3% | $121,663+104.9% | $87,485+185.0% |
| Participation rate | 68.0% | 70.5%-2.5pp | 74.5%-6.5pp | 68.9%-0.9pp |
| Annual return | 14.45% | 18.03%-3.6pp | 147.54%-133.1pp | 26.06%-11.6pp |
| Employer contribution / active EE | $1,889 | $2,300-17.9% | $3,020-37.5% | $2,596-27.3% |
| Participant deferral / active EE | $4,891 | $3,923+24.7% | $4,887+0.1% | $4,274+14.4% |
| Admin fee / account holder | $22,672 | $11,100+104.3% | $14,289+58.7% | $7,775+191.6% |