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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,926 | $123,478-53.9% | $216,567-73.7% | $94,015-39.4% |
| Participation rate | 54.3% | 75.1%-20.8pp | 81.6%-27.4pp | 70.8%-16.5pp |
| Annual return | 17.91% | 23.61%-5.7pp | 12.94%+5.0pp | 17.84%+0.1pp |
| Employer contribution / active EE | $830 | $3,136-73.5% | $5,216-84.1% | $2,790-70.2% |
| Participant deferral / active EE | $2,097 | $4,556-54.0% | $6,191-66.1% | $4,249-50.6% |
| Admin fee / account holder | $1,115 | $12,753-91.3% | $21,981-94.9% | $8,951-87.5% |