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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,941 | $99,995-57.1% | $85,063-49.5% | $145,978-70.6% |
| Participation rate | 62.5% | 74.1%-11.6pp | 67.5%-5.0pp | 80.3%-17.8pp |
| Annual return | 10.07% | 83.99%-73.9pp | 66.54%-56.5pp | 550.52%-540.4pp |
| Employer contribution / active EE | $473 | $3,231-85.4% | $2,727-82.7% | $4,662-89.9% |
| Participant deferral / active EE | $2,585 | $5,295-51.2% | $4,523-42.8% | $6,690-61.4% |
| Admin fee / account holder | $10,179 | $7,255+40.3% | $6,155+65.4% | $13,400-24.0% |