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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,941 | $100,139-57.1% | $85,187-49.6% | $145,884-70.6% |
| Participation rate | 62.5% | 74.1%-11.6pp | 67.5%-5.0pp | 80.3%-17.8pp |
| Annual return | 10.07% | 84.15%-74.1pp | 66.67%-56.6pp | 551.85%-541.8pp |
| Employer contribution / active EE | $473 | $3,238-85.4% | $2,732-82.7% | $4,662-89.9% |
| Participant deferral / active EE | $2,585 | $5,296-51.2% | $4,525-42.9% | $6,690-61.4% |
| Admin fee / account holder | $10,179 | $7,262+40.2% | $6,162+65.2% | $13,392-24.0% |