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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,669 | $111,814-69.9% | $93,654-64.1% | $145,959-76.9% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 11.79% | 203.30%-191.5pp | 133.34%-121.5pp | 561.95%-550.2pp |
| Employer contribution / active EE | $827 | $3,092-73.3% | $2,421-65.8% | $4,661-82.3% |
| Participant deferral / active EE | $3,153 | $4,914-35.8% | $4,413-28.5% | $6,689-52.9% |
| Admin fee / account holder | $239 | $10,246-97.7% | $8,282-97.1% | $13,398-98.2% |