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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $507,306 | $134,817+276.3% | $123,973+309.2% | $155,188+226.9% |
| Participation rate | 94.4% | 79.4%+15.0pp | 76.7%+17.8pp | 80.8%+13.6pp |
| Annual return | 7.66% | 515.49%-507.8pp | 388.13%-380.5pp | 148.84%-141.2pp |
| Employer contribution / active EE | $33,929 | $4,425+666.7% | $4,126+722.4% | $4,248+698.7% |
| Participant deferral / active EE | $448 | $5,706-92.2% | $5,247-91.5% | $6,531-93.1% |
| Admin fee / account holder | $10,894 | $13,245-17.8% | $11,799-7.7% | $14,480-24.8% |