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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $507,306 | $111,535+354.8% | $105,223+382.1% | $137,256+269.6% |
| Participation rate | 94.4% | 78.1%+16.4pp | 75.0%+19.4pp | 80.0%+14.5pp |
| Annual return | 7.66% | 237.85%-230.2pp | 180.65%-173.0pp | 220.34%-212.7pp |
| Employer contribution / active EE | $33,929 | $3,939+761.3% | $3,689+819.9% | $4,156+716.4% |
| Participant deferral / active EE | $448 | $5,500-91.9% | $5,072-91.2% | $6,407-93.0% |
| Admin fee / account holder | $10,894 | $9,721+12.1% | $8,859+23.0% | $12,270-11.2% |