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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,366 | $93,345+54.7% | $119,126+21.2% | $87,485+65.0% |
| Participation rate | 88.5% | 68.7%+19.7pp | 75.8%+12.7pp | 68.9%+19.5pp |
| Annual return | 16.88% | 19.08%-2.2pp | 282.11%-265.2pp | 26.06%-9.2pp |
| Employer contribution / active EE | $5,972 | $3,172+88.3% | $4,034+48.1% | $2,596+130.0% |
| Participant deferral / active EE | $7,979 | $4,099+94.7% | $5,318+50.0% | $4,274+86.7% |
| Admin fee / account holder | $783 | $8,039-90.3% | $10,693-92.7% | $7,775-89.9% |