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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,366 | $88,672+62.8% | $105,223+37.2% | $82,448+75.1% |
| Participation rate | 88.5% | 67.9%+20.5pp | 75.0%+13.4pp | 68.1%+20.4pp |
| Annual return | 16.88% | 30.86%-14.0pp | 180.65%-163.8pp | 41.64%-24.8pp |
| Employer contribution / active EE | $5,972 | $3,048+95.9% | $3,689+61.9% | $2,551+134.1% |
| Participant deferral / active EE | $7,979 | $4,036+97.7% | $5,072+57.3% | $4,139+92.8% |
| Admin fee / account holder | $783 | $7,146-89.0% | $8,859-91.2% | $7,234-89.2% |