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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO Service code 15 · EIN 01-0233346 | Recordkeeping | $30,051 |
UBS FINANCIAL SERVICES INC5 years Service code 26 · EIN 13-2638166 | Advisory (Participants) | $20,397 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,386 | $79,209-30.1% | $102,434-45.9% | $74,459-25.6% |
| Participation rate | 100.0% | 74.8%+25.2pp | 76.5%+23.5pp | 67.2%+32.8pp |
| Annual return | 11.48% | 54.98%-43.5pp | 29.46%-18.0pp | 1369.70%-1358.2pp |
| Employer contribution / active EE | $1,046 | $2,362-55.7% | $3,023-65.4% | $2,626-60.2% |
| Participant deferral / active EE | $3,334 | $4,417-24.5% | $5,055-34.0% | $4,350-23.3% |
| Admin fee / account holder | $434 | $2,002-78.3% | $9,462-95.4% | $1,945-77.7% |