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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,320 | $154,228+83.1% | $145,433+94.1% | $137,256+105.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.08% | 74.59%-63.5pp | 66.58%-55.5pp | 220.34%-209.3pp |
| Employer contribution / active EE | $15,868 | $4,804+230.3% | $4,554+248.4% | $4,156+281.8% |
| Participant deferral / active EE | $21,789 | $8,216+165.2% | $7,897+175.9% | $6,407+240.1% |
| Admin fee / account holder | $9,842 | $14,344-31.4% | $13,129-25.0% | $12,270-19.8% |