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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,491 | $117,895+123.5% | $102,460+157.2% | $145,897+80.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.62% | 31.92%-20.3pp | 29.47%-17.8pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,804 | $3,619-22.5% | $3,025-7.3% | $4,663-39.9% |
| Participant deferral / active EE | $9,821 | $5,736+71.2% | $5,056+94.2% | $6,689+46.8% |
| Admin fee / account holder | $294,271 | $13,353+2103.8% | $9,460+3010.7% | $13,390+2097.6% |