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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,769 | $77,472+0.4% | $100,415-22.6% | $80,959-3.9% |
| Participation rate | 90.7% | 76.9%+13.7pp | 81.5%+9.2pp | 67.7%+23.0pp |
| Annual return | 11.64% | 37.26%-25.6pp | 49.47%-37.8pp | 35.67%-24.0pp |
| Employer contribution / active EE | $3,267 | $2,800+16.7% | $3,943-17.1% | $2,757+18.5% |
| Participant deferral / active EE | $7,596 | $6,818+11.4% | $8,091-6.1% | $4,300+76.6% |
| Admin fee / account holder | $13,068 | $5,885+122.1% | $7,906+65.3% | $6,925+88.7% |