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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,883 | $199,109-17.7% | $173,730-5.7% | $154,746+5.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 6.27% | 20.02%-13.7pp | 19.96%-13.7pp | 172.34%-166.1pp |
| Employer contribution / active EE | $1,315 | $5,311-75.2% | $4,577-71.3% | $4,379-70.0% |
| Participant deferral / active EE | $3,394 | $7,113-52.3% | $6,326-46.4% | $6,730-49.6% |
| Admin fee / account holder | $6,845 | $20,916-67.3% | $17,523-60.9% | $14,365-52.4% |